Let’s face it, there’s every reason in the world to shop online. The bargains are there. We get the product right at our door-step. There are plenty of options. Even returns are quiet easy.
But there are alway some risks attached to it. You need to keep few basic things in mind while you shop online. Here are 11 tips for staying safe while your shopping online :
1) Start with a reputated website:
Share payment information only with known or reputable vendors. Start with a trusted site rather than shopping with any random website. Beware of misspellings or sites using a different top-level domain name like .org instead of .net. Never click on links from spam emails to make purchases.
2) Use only secure websites for transaction
The URL of the website will start with https:// , rather than “http://” . Also the website should feature a yellow lock icon in the bottom right corner or a green address bar. You can take a look at the security certificate for the site by clicking the icon.
3) Only use a secure connection
Never shop using an unsecured wireless network because hackers can access your payment information if the network is not protected.Once you arrive at a site, you need to make sure that it is legitimate and not a fake or spoofed version.
5) Use strong passwords
Choose passwords that are difficult to guess and are at least 10 characters long consisting of a combination of numbers, letters, and symbols. For any online shopping accounts you have, be sure to create good passwords.
6) Try using online payment services
Online payment services, like PayPal offer another way for you to pay for your online purchases. These services let you pay with an account from the online payment service, without having to share your bank or credit card information with websites.
7) Credit Card is a safer choice
Credit cards can be the safer choice than debit cards for online shopping. Reasons: Credit cards have spending limits, while debit cards are directly linked to your bank account. You can dispute fraudulent charges made to a credit card without being out-of-pocket the amount in dispute, but money withdrawn directly using a debit card is much more difficult to recover. Consider using a credit card with a low credit limit specifically for your online purchases. And some banks now offer “one-time password” or “virtual” credit cards, try using these options.
8) Print or save the confirmation of your order and keep it until you receive your product.
9) Check your statements regularly
To ensure that no unknown or fraudulent charges have been posted to your accounts, check your statements every month.
10) Keep your computer secured
Make sure your antivirus and malware protection software is up to date. Also check to see if you have a firewall installed on your computer.
11) Don’t use public computers for shopping online:
If you plan to do any shopping online, do it at home. If you’re using a public computer, you have no control over who might be using that computer as well. You also don’t have any control over what kind of spyware or malware might be infecting that computer.